FLEET INSURANCE NYC
If your business relies on a number of different vehicles, dealing with insurance can be complicated. You do not want to have this type of complication to think about if you are running a business. Investing in fleet insurance could help you with this.
What Is Fleet Insurance And How Does It Work?
You have a legal requirement to insure the vehicles that you use as a business. This can be something of a nightmare if you have a fleet of different vehicles to deal with. You could end up with several different insurance policies. This means that you could be dealing with a number of different insurers.
You can avoid this by buying a taxi fleet insurance policy from one insurer. This policy covers all of your vehicles. This type of policy can be taken out in the name of a company, partner or director of the company. If your company has a fleet of vehicles that you would like to insure in this way, speak to us about fleet insurance in NYC.
What Are The Benefits Of Fleet Insurance?
The biggest benefit of choosing fleet insurance is that you only have one policy to deal with, and one insurer. This makes your life a lot easier when it comes to renewing the policy. You do not have to remember several different renewal dates.
Fleet insurance is also more cost-effective as you can get a discount for buying in bulk from us. When you buy your policy, you can consider opting to insure any driver for your vehicles. This means that employees can drive any vehicle instead of having to wait to drive a specific one. This can be a major time-saving benefit for a business.
Fleet Insurance Requirements
In order to get commercial auto insurance, you’ll first need to have a fleet of commercial vehicles to insure. This can be as small as two vehicles, but it tends to be more cost-effective once you have at least three.
You can get fleet insurance for much greater numbers of vehicles too, which makes it an appealing option for businesses that require lots of commercial vehicles, such as courier businesses or can rental businesses.
Does my fleet policy cover me to drive any vehicle?
No, your fleet policy will not offer coverage for you when driving any vehicle. This type of auto insurance policy, like almost every other type of auto insurance policy, is tied to the vehicles, not the drivers. This means that you’ll only be covered if you’re driving one of the vehicles covered by the policy.
It won’t cover you if you happen to drive another company car that isn’t covered, your own personal car, the car of a friend or family member, or any other vehicle that isn’t a part of your fleet policy. You’ll need to take out additional policies to drive other cars, or you can become a listed named driver on someone else’s policy in order to drive their car.
How Much Does Fleet Car Insurance Cost?
There is no set rate for fleet insurance. The rate that you are charged is based on several factors. These factors include:
- Any previous incidents involving vehicles from your fleet.
- The number of claims that have been made involving vehicles in your fleet.
- The number of vehicles that need to be covered by the policy.
- The size and usage of your vehicles.
All of these factors help to determine the amount that you will be required to pay for your commercial fleet insurance policy. With this in mind, at Uber Insurance we are happy to discuss your requirements with you and we will help you to choose the fleet insurance that you need.
How Many Vans Do You Need For Fleet Insurance?
You can take out a commercial fleet insurance policy if you have two or more vehicles. All of your vehicles can be combined on one policy which provides you with all of the cover that you need. This cover can be provided for different types of vehicle including vans, taxis and motorbikes. You just need to provide the details of each vehicle when you apply for the policy.
Contact us about the vehicles that you want to insure. We will help you to get the right rideshare insurance for you.